Credit Counselors advise and educate individuals or organizations on acquiring and managing debt. They can provide guidance in determining the best type of loan and explain loan requirements or restrictions, and help develop debt management plans or student financial aid packages. They may advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.
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- Credit Counselors
Human Services
What do they typically do
- Recommend strategies for clients to meet their financial goals, such as enrolling in debt management plans
- Review clients' income, assets, debts, expenses, credit reports, or other financial information to evaluate their financial situation
- Advise clients about housing matters like apartment rentals, homeownership, late mortgages, or foreclosure prevention
- Prioritize client debt repayment to reduce overall costs or to avoid consequences like bankruptcy or foreclosure
- Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions
- Calculate clients' available monthly income to meet debt obligations
- Interview clients by telephone or in person to gather financial information
- Create debt management plans, spending plans, or budgets to help clients meet financial goals
Number of Jobs
Average Annual
Job Growth +1.4%
Job Openings 49
Education & Training
- Education Most require a four-year bachelor's degree, but some do not.Associated Programs or MajorsLicense
NC Workforce Credentials
Private Training Programs
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